See your tailored loan rates
in just 3 minutes Free, no obligation. Finding out rates won't affect your credit score We lend over £2 million every day to credit-worthy individuals Our rates are often lower than the banks, so it’s worth checkingRepresentative example
A loan of £10,000 over 5 years will cost you £180.80 per month at a representative 3.3% APR. The total cost after 5 years is £10,848, which includes £728.30 interest at 2.8% fixed and a £120 fee. The total amount of credit is £10,120. The rate and fee you are offered will depend on your individual circumstancesWho is Zopa?
Zopa is the UK's largest peer-to-peer lending service. We offer low rate loans to people who are good with their money. We've lent £1.75 billion to over 150,000 people since 2005. APRs from 3.3% - 34.9%
Money Supermarket's Best Personal Loans Provider 2016
3 times winner of Moneyfacts' Personal Loan Provider of the Year (2014 to 2016)
7 years in a row: Most Trusted Loan Provider in Moneywise Customer Service Awards
Why Zopa?
Low ratesNo early repayment fees (flexibility to repay loan early or make extra payments)
Borrow between £1,000 and £25,000
Loans available over 1, 2, 3, 4 or 5 years
Voted Most Trusted Loan Provider (Moneywise Customer Service Awards 2010 to 2016)
Get a Zopa loan to
Buy a carPay off credit cards
Make home improvements
Help manage your debts
We offer loans for other purposes too. Simply select the reason that applies to you when you fill in our online application form.
Now find out your tailored loan rates

Finding out rates won't affect your credit score
Our rates are often lower than the banks, so it’s worth checking
Representative example
A loan of £10,000 over 5 years will cost you £180.80 per month at a representative 3.3% APR.
The total cost after 5 years is £10,848, which includes £728.30 interest at 2.8% fixed and a £120 fee.
The total amount of credit is £10,120. The rate and fee you are offered will depend on your individual circumstancesFor Details Please Click
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